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If you're going to use a small-cap index like the Russell 2000, you might desire to stop briefly and take into consideration why an excellent index fund company, like Lead, does not have any funds that follow it. The factor is due to the fact that it's a lousy index.
I have not even resolved the straw man below yet, and that is the fact that it is reasonably unusual that you really have to pay either taxes or substantial commissions to rebalance anyhow. Most smart investors rebalance as much as feasible in their tax-protected accounts.
Decumulators can do it by withdrawing from asset classes that have actually done well. And of training course, no one should be getting loaded mutual funds, ever before. Well, I wish blog posts like these aid you to see through the sales methods usually used by "economic experts." It's actually also negative that IULs don't function.
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